Advice for your vehicle

Auto Insurance

Auto Insurance

Advice for your vehicle

Auto insurance in Paraguay

I help you compare and purchase insurance for your vehicle with insurance companies authorized by the Central Bank of Paraguay (BCP), and I explain clearly what each policy includes and does not include.

Auto insurance is a contract under which an insurance company takes on, in exchange for a premium, certain risks related to owning and using the vehicle. Depending on the policy, it may respond for third-party damage, theft, fire or damage to the vehicle itself.

What is auto insurance?

Auto insurance is a contract between the vehicle owner and an insurance company. In exchange for payment of a premium, the company takes on the risks described in the policy, which can range from civil liability for third-party damage to damage to the vehicle itself, theft or fire.

Having insurance helps you face expenses that, without a policy, would fall entirely on the driver: repairs, compensation to third parties or medical expenses of the occupants. Each plan has its own sums insured, deductibles and exclusions, so it is worth choosing it according to the type of vehicle, its age and how you use it, whether privately, commercially or as part of a fleet.

Why arrange your auto insurance through me?

I am Cinthia Careaga de Camé, Insurance Agent with License No. 2552, and I serve clients from Hernandarias, a few minutes from Ciudad del Este. I am not an insurance company: I advise you and act as intermediary with the insurers authorized by the Central Bank of Paraguay (BCP), which are the ones that issue the policy and respond for claims.

  • Personal advice: I analyze the vehicle, its use and your budget with you before suggesting a plan.
  • Clear information: I explain coverages, deductibles and exclusions so you know what you are purchasing.
  • Support during a claim: I guide you in reporting the claim and follow up on the process with the company.

I also handle renewals, endorsements and vehicle changes during the term of your policy.

What do I need to request a quote?

The details of the policyholder and the vehicle are generally enough. The insurance company may ask for additional documentation or an inspection of the vehicle before issuing the policy.

  • National ID card or RUC (tax ID) of the policyholder.
  • Make, model, year and license plate or chassis number of the vehicle.
  • Vehicle use: private, commercial or fleet.
  • Estimated value of the vehicle and any accessories you want to declare.
  • Type of coverage you are interested in and your current policy, if you have one.

The quote is a no-obligation request and does not commit you to purchase.

What it usually covers

Main coverages

These are typical coverages in auto insurance. Which ones apply to your case, and their limits and deductibles, depend on the plan purchased and on the insurance company.

Civil liability and third-party damage

Usually covers bodily injury or property damage that the driver causes to other people, up to the policy limits. Some plans include legal assistance.

Personal accident for occupants

May include medical expenses and compensation for death or permanent disability of the vehicle occupants, per person and according to the sums purchased.

Theft and robbery

May cover the financial loss from theft or robbery of the vehicle and, in some plans, damage caused by an attempted theft.

Fire

Usually covers damage caused by fire to the vehicle, with repair or compensation as provided in the policy.

Accident damage

May cover the repair costs of the insured vehicle after a collision or rollover, usually with a deductible payable by the insured.

Roadside assistance

Many plans include services such as towing or mechanical assistance in the event of a breakdown or accident, with the caps set by each company.

For guidance only. The coverages, exclusions, deductibles and conditions are those stated in the policy issued by the insurance company.

Request your auto insurance quote

Send me your vehicle details and I will prepare your no-obligation quote request. I explain the available alternatives so you can choose the policy that fits your case.

Ask on WhatsApp

Quote request

Request your no-obligation quote

Fill out the form and I will get in touch with you to understand your needs and prepare a proposal.

  • Requesting a quote does not obligate you to buy
  • Replies during office hours
  • Your data is used only to prepare your quote
Direct line +595 986 900 080

This request does not constitute an insurance proposal and does not provide coverage.